Pay Check Advance Loans in California
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Overview
A check advance loan, synonymous with a payday loan, is an unsecured borrowing option intended to be repaid by the borrower’s next payday. It’s a convenient solution for emergencies or unforeseen expenses.
At podesticlending, our check advance loans in California offer a quick and straightforward process. Think of it as an advance on your upcoming paycheck, providing immediate financial relief.
Simple & Efficient Application Process
Sudden medical, home, childcare, or car expenses can arise at inconvenient times. We recognize the urgency of such situations and have streamlined our check advance loan application process to be quick and straightforward. With podesticlending, you can benefit from:
- 24/7 availability of check advance loans
- Low fees
- Rapid payday loan applications
- Approval as fast as 15 minutes
- Immediate funding upon approval
- Maximum loan amount of $255 (plus fees)
Why Choose Us?
When you borrow directly from us at podesticlending, your information stays secure without the risk of being sold to outside lenders. Experience faster loan fulfillment, direct borrowing, and access to our robust loan management tool! We adhere to California’s $255 loan limit, requiring full repayment by the specified date, ensuring access to emergency funds when needed.
How to Obtain a Check Advance Loan
At podesticlending, we prioritize swift financial support. To apply for a check advance loan in California, simply provide basic details such as your email, phone number, proof of income, a checking account, and a government-issued ID. Submit your application today for quick approval and access to funds.
How to Obtain a Check Advance Loan
At podesticlending, we prioritize swift financial support. To apply for a check advance loan in California, simply provide basic details such as your email, phone number, proof of income, a checking account, and a government-issued ID. Submit your application today for quick approval and access to funds.
If you are PreQualified, then please e-sign your loan documents to proceed to the loan funding process.
Here's What You Need To Qualify For A Payday Loan Through Podestic Lending:
- A valid, open, and active checking account
- A steady source of income
- A government-issued photo ID
- An active phone number
- A valid email address
Here's What You Need To Qualify For A Payday Loan Through Podestic Lending:
- A valid, open, and active checking account
- A steady source of income
- A government-issued photo ID
- An active phone number
- A valid email address
Loan Amounts & Loan Policies
Podestic Lending is a state-licensed direct lender, adhering to rigorous compliance standards set by both state and federal governments.
We cap our loan amounts at $300, in line with California legislative regulations. Our aim is to provide access to necessary funds while safeguarding against perpetual debt cycles.
Furthermore, we prioritize the confidentiality of your application data. We do not sell or disclose your information to third parties, ensuring your privacy and security.
California Loan Amount & Terms
- Select the loan amount from the below dropdown to view an example of rates and terms
- Loan Amount Options: $150,$200,$250, $300
- In this example, the APR on the $300 Loan is 214.83% based on the loan term of 1 monthly payment. This is only an example; the APR will vary depending on individual loan length.
- Advance Amount: (Amount Financed): $300
- Finance Charge: (Cost of Loan): $45.00
- Origination Fee: NA
- Total Cost of Loan: $45.00
- Check Amount: (Total of Payments): $300.00
- Example APR: 460% for a 14 Day Loan Term
- **Annual Percentage Rate: Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 30 days. The APR will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.
- The minimum loan amount available to California customers is $150
- The maximum loan amount available to California customers is $300
- The maximum loan term is 31 days
Payday Loan Rates & Fee Schedule
- Maximum : 300
- Minimum : 150
- Payment Type : Single Pay
- Term : 1-31 days
- 14 Day APR = 460.16%
Governing Law
The loan agreement will be governed by the applicable laws of your state. Questions or Complaints should be directed to your state’s financial regulatory agency.
License and Disclosures
License, Required Postings, and Privacy Policy: For details regarding our licensing, required postings, and privacy policy, please visit our website or reach out to us directly.
Corporate Office
201 Portage Ave, Winnipeg, MB R3C 0B9