Direct Lender Online Payday Loans California
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Overview
What is a Direct-lender Payday Loan?
This short-term loan is directly fulfilled by the lender and typically repaid on the next payday. Working with a direct lender allows you to bypass intermediaries and interact directly with the organization providing your loan! To apply, you’ll need a bank account, personal identification, and regular income. The primary advantage is gaining access to financial assistance, even if you’ve been turned down by traditional financial institutions.
At Podestic Lending, we’re here to assist you! We endeavor to offer same-day payday loans and swift approval whenever feasible!
We’re the Only Company in the Process
Where else can you find fast same-day approval in California without intermediaries? We’re the sole company involved in the process, ensuring you don’t have to wait long to access your funds. This also means you don’t have to worry about your critical personal information being shared with third parties.
Advantages of Direct-lender Payday Loan
A direct lender payday loan is ideal for various situations because you can conveniently obtain quick loan approval! As a direct lender, we don’t involve third parties, ensuring the privacy of your information, personal data, and borrowing history.
No matter the purpose of the loan needed, we’re prepared to offer a non-judgmental financial solution.
Podestic Lending’s Process:
- Fill out our online application form or apply in-store.
- We’ll review the application, and if you meet the requirements, we’ll instantly approve your loan.
- Once approved, you can receive your money in person at one of our Podestic Lending locations, or opt to have the funds deposited directly into your checking account, usually within 24 hours.
Obtain Same-Day Approval for Direct Lender Payday Loans Today
Podestic Lending is a dependable payday loan direct lender that can assist you in paying unexpected expenses, covering monthly bills, and more. Submit your loan application now for instant approval.
Instant, Rapid, Or Same-Day Approval
Turn any day into a payday with a quick and confidential cash advance from Podestic Lending. You can have cash in your hand in as little as 15 minutes. Prefer to apply from the comfort of your home? We offer online funding with money transferred directly to your account.
Instant, Rapid, Or Same-Day Approval
Turn any day into a payday with a quick and confidential cash advance from Podestic Lending. You can have cash in your hand in as little as 15 minutes. Prefer to apply from the comfort of your home? We offer online funding with money transferred directly to your account.
If you are PreQualified, then please e-sign your loan documents to proceed to the loan funding process.
Here's What You Need To Qualify For A Payday Loan Through Podestic Lending:
- A valid, open, and active checking account
- A steady source of income
- A government-issued photo ID
- An active phone number
- A valid email address
Here's What You Need To Qualify For A Payday Loan Through Podestic Lending:
- A valid, open, and active checking account
- A steady source of income
- A government-issued photo ID
- An active phone number
- A valid email address
Loan Amounts & Loan Policies
Podestic Lending is a state-licensed direct lender, adhering to rigorous compliance standards set by both state and federal governments.
We cap our loan amounts at $300, in line with California legislative regulations. Our aim is to provide access to necessary funds while safeguarding against perpetual debt cycles.
Furthermore, we prioritize the confidentiality of your application data. We do not sell or disclose your information to third parties, ensuring your privacy and security.
California Loan Amount & Terms
- Select the loan amount from the below dropdown to view an example of rates and terms
- Loan Amount Options: $150,$200,$250, $300
- In this example, the APR on the $300 Loan is 214.83% based on the loan term of 1 monthly payment. This is only an example; the APR will vary depending on individual loan length.
- Advance Amount: (Amount Financed): $300
- Finance Charge: (Cost of Loan): $45.00
- Origination Fee: NA
- Total Cost of Loan: $45.00
- Check Amount: (Total of Payments): $300.00
- Example APR: 460% for a 14 Day Loan Term
- **Annual Percentage Rate: Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 30 days. The APR will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.
- The minimum loan amount available to California customers is $150
- The maximum loan amount available to California customers is $300
- The maximum loan term is 31 days
Payday Loan Rates & Fee Schedule
- Maximum : 300
- Minimum : 150
- Payment Type : Single Pay
- Term : 1-31 days
- 14 Day APR = 460.16%
Governing Law
The loan agreement will be governed by the applicable laws of your state. Questions or Complaints should be directed to your state’s financial regulatory agency.
License and Disclosures
License, Required Postings, and Privacy Policy: For details regarding our licensing, required postings, and privacy policy, please visit our website or reach out to us directly.
Corporate Office
201 Portage Ave, Winnipeg, MB R3C 0B9