Instant Payday Loan Funding to Debit Card in California
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Overview
We understand that you cannot always be prepared for what’s ahead. Whether you’re funding a spontaneous trip, managing an unexpected cost, or simply looking to pay your bills, we provide convenient and easy instant funding payday loans in California.
What is Instant Funding?
Instant Funding is an innovative technology that offers a smoother, more customer-friendly funding process. Leveraging the debit card network, it eliminates the friction and processing delays typically associated with traditional fund disbursements. If your bank accepts it, your funds can be available as soon as five minutes after signing your loan documents.*
Our Online Lending platform streamlines the process to help you access the cash you need as quickly as possible. You can fill out our online application form anytime, and we’ll guide you through the loan process, addressing any questions you may have. Our aim is to ensure you have the financial assistance required to meet your immediate monetary demands.
What is a Payday Loan?
A payday loan offers short-term financial support until your next paycheck arrives, providing swift access to funds directly into your bank account.
podesticlending extends loans of up to $300, accompanied by a $45 fee. We’re dedicated to aiding you during financial hurdles with our 24/7 accessible application and frequent instant approval and funding within minutes!*
To start your quick and hassle-free payday loan:
Complete our online payday loan application.
Contact our Customer Service Team at (909)-483-0474.
Instant, Rapid, or Same-Day Approval
Transform any day into payday with a swift and discreet cash advance from Podestic Lending. Get cash in your hand in as little as 15 minutes. Prefer to apply from home? We provide online funding with money transferred directly to your account.
Instant, Rapid, or Same-Day Approval
Transform any day into payday with a swift and discreet cash advance from Podestic Lending. Get cash in your hand in as little as 15 minutes. Prefer to apply from home? We provide online funding with money transferred directly to your account.
If you are PreQualified, then please e-sign your loan documents to proceed to the loan funding process.
Here's What You Need To Qualify For A Payday Loan Through Podestic Lending:
- A valid, open, and active checking account
- A steady source of income
- A government-issued photo ID
- An active phone number
- A valid email address
Here's What You Need To Qualify For A Payday Loan Through Podestic Lending:
- A valid, open, and active checking account
- A steady source of income
- A government-issued photo ID
- An active phone number
- A valid email address
Loan Amounts & Loan Policies
Podestic Lending is a state-licensed direct lender, adhering to rigorous compliance standards set by both state and federal governments.
We cap our loan amounts at $300, in line with California legislative regulations. Our aim is to provide access to necessary funds while safeguarding against perpetual debt cycles.
Furthermore, we prioritize the confidentiality of your application data. We do not sell or disclose your information to third parties, ensuring your privacy and security.
California Loan Amount & Terms
- Select the loan amount from the below dropdown to view an example of rates and terms
- Loan Amount Options: $150,$200,$250, $300
- In this example, the APR on the $300 Loan is 214.83% based on the loan term of 1 monthly payment. This is only an example; the APR will vary depending on individual loan length.
- Advance Amount: (Amount Financed): $300
- Finance Charge: (Cost of Loan): $45.00
- Origination Fee: NA
- Total Cost of Loan: $45.00
- Check Amount: (Total of Payments): $300.00
- Example APR: 460% for a 14 Day Loan Term
- **Annual Percentage Rate: Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 30 days. The APR will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.
- The minimum loan amount available to California customers is $150
- The maximum loan amount available to California customers is $300
- The maximum loan term is 31 days
Payday Loan Rates & Fee Schedule
- Maximum : 300
- Minimum : 150
- Payment Type : Single Pay
- Term : 1-31 days
- 14 Day APR = 460.16%
Governing Law
The loan agreement will be governed by the applicable laws of your state. Questions or Complaints should be directed to your state’s financial regulatory agency.
License and Disclosures
License, Required Postings, and Privacy Policy: For details regarding our licensing, required postings, and privacy policy, please visit our website or reach out to us directly.
Corporate Office
201 Portage Ave, Winnipeg, MB R3C 0B9