Same Day Instant Payday Online Loans
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Overview
Whether you’re facing emergency bills, unexpected expenses, or planning a trip or new purchase, you can rely on Podestic Lending for online payday loans! Our short-term loans offer quick assistance during unplanned financial situations.
We understand life’s unpredictability, which is why we offer a fast and straightforward loan process with instant approval and rapid funding. With Podestic Lending, you can address your immediate financial needs and get back to enjoying life!
What Is A Payday Loan?
A payday loan is a short-term loan to help you cover your immediate financial needs until you get your next paycheck. The main benefit is fast access to the cash you need, deposited directly into your bank account.
Podestic Lending offers a maximum of $300 per loan. We want to help you in your time of need or to cover unexpected financial needs. Our application is available 24/7 and we often provide instant approval or same-day payday loans!
To get started with a quick, stress-free payday loan:
How It Works
Podestic Lending streamlines the application process so it’s quick and easy. No credit checks or sitting around waiting for days to find out if you’re approved. Just meet our minimum requirements, and you can have your money in a matter of minutes.
If you’re prequalified, please e-sign your loan documents to proceed with the loan funding process.
Here's What You Need To Qualify For A Payday Loan Through Podestic Lending:
- A valid, open, and active checking account
- A steady source of income
- A government-issued photo ID
- An active phone number
- A valid email address
Here's What You Need To Qualify For A Payday Loan Through Podestic Lending:
- A valid, open, and active checking account
- A steady source of income
- A government-issued photo ID
- An active phone number
- A valid email address
The Direct Lender Advantage
Podestic Lending is a state-licensed direct lender for instant approval payday loans in California. That means there are no middlemen, and your information will never be sold or shared with third parties.
We are passionate about helping our customers and pride ourselves on providing a no-hassle, no-pressure payday loan service. For more information on our easy payday loan service, reach our customer service team online, in-store, or by phone at(909)-483-0474. Apply with Podestic Lending for your same-day payday advance loan today!
California Loan Amount & Terms
- Select the loan amount from the below dropdown to view an example of rates and terms
- Loan Amount Options: $150,$200,$250, $300
- In this example, the APR on the $300 Loan is 214.83% based on the loan term of 1 monthly payment. This is only an example; the APR will vary depending on individual loan length.
- Advance Amount: (Amount Financed): $300
- Finance Charge: (Cost of Loan): $45.00
- Origination Fee: NA
- Total Cost of Loan: $45.00
- Check Amount: (Total of Payments): $300.00
- Example APR: 460% for a 14 Day Loan Term
- **Annual Percentage Rate: Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 30 days. The APR will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.
- The minimum loan amount available to California customers is $150
- The maximum loan amount available to California customers is $300
- The maximum loan term is 31 days
Payday Loan Rates & Fee Schedule
- Maximum : 300
- Minimum : 150
- Payment Type : Single Pay
- Term : 1-31 days
- 14 Day APR = 460.16%
Governing Law
The loan agreement will be governed by the applicable laws of your state. Questions or Complaints should be directed to your state’s financial regulatory agency.
License and Disclosures
License, Required Postings, and Privacy Policy: For details regarding our licensing, required postings, and privacy policy, please visit our website or reach out to us directly.