24 hour Payday Loans Online
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Overview
Unexpected expenses or financial emergencies can arise anytime, which is why Podestic Lending provides 24-hour payday loans with swift, near-instant approval! We understand life’s unpredictability and the urgency for prompt solutions.
Our streamlined online application process ensures rapid access to funds. Complete our form anytime, and in most cases, receive same-day deposits.
Our friendly customer support team offers personalized assistance, ensuring easy access to financial aid when you need it most.
How Do Our 24-Hour Payday Loans Work?
When faced with urgent financial needs, traditional banks or credit unions may take time to review your loan application. At Podestic Lending, we understand the urgency.
We process loans quickly, typically in 15 minutes or less. Once approved for a short-term loan, funds are deposited directly into your bank account or can be picked up at our store locations. Use these funds to cover immediate expenses until your next paycheck.
As a state-licensed direct lender for 24-hour payday loans in California, we adhere to strict compliance standards. Our maximum loan offer is $300 per loan, helping address unforeseen financial needs without risking a debt cycle.
We prioritize your privacy, refusing to sell or grant access to any middlemen or third-party companies.
Online Application Process
The Podestic Lending online application is accessible 24/7! We strive to respond to applications within minutes whenever feasible. Upon approval, we can deposit funds directly into your bank account or deliver a check right to your door!
If you’re prequalified, please e-sign your loan documents to proceed with the loan funding process.
Here's What You Need To Qualify For A Payday Loan Through Podestic Lending:
- A valid, open, and active checking account
- A consistent source of income
- A government-issued photo ID
- An active phone number
- A valid email address
About Podestic Lending
We are dedicated to providing a seamless, stress-free experience at Podestic Lending! You have the flexibility to apply and receive funds through various channels. Complete the entire process online for direct deposit into your account, or apply in-store and receive funds on the spot.
You can also fill out your application online and pick up funds in person, or apply in-store and have cash direct-deposited into your account.
Whichever method you choose, we’ve simplified the process for your convenience. We prioritize prompt service, often fulfilling loans within 15 minutes of approval, and pride ourselves on exceptional customer service.
Podestic Lending has served Southern California residents with payday loans, cash advances, check cashing, and other financial services for over 20 years!
Ready to get started? Our friendly customer service staff is available at our convenient locations throughout Southern California, online, or by phone to assist you in getting the emergency cash you need today.
California Loan Amounts & Terms
- Select the loan amount from the dropdown menu to view an example of rates and terms:
- Loan Amount Options: $150, $200, $250, $300
- In this example, the APR on the $300 loan is 214.83% based on a loan term of 1 monthly payment. Please note that this is only an example; the APR may vary depending on the individual loan length.
- Advance Amount: (Amount Financed): $300
- Finance Charge: (Cost of Loan): $45.00
- Origination Fee: NA
- Total Cost of Loan: $45.00
- Check Amount: (Total of Payments): $300.00
- Example APR: 460% for a 14 Day Loan Term
- **Annual Percentage Rate: Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 30 days. The APR will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.
- The minimum loan amount available to California customers is $150
- The maximum loan amount available to California customers is $300
- The maximum loan term is 31 days
Payday Loan Rates & Fee Schedule
- Maximum : 300
- Minimum : 150
- Payment Type : Single Pay
- Term : 1-31 days
- 14 Day APR = 460.16%
Governing Law
The loan agreement will be governed by the laws of your state. For any questions or complaints, please contact your state’s financial regulatory agency.
License and Disclosures
License, Required Postings, and Privacy Policy: For details regarding our licensing, required postings, and privacy policy, please visit our website or reach out to us directly.
Corporate Office
201 Portage Ave, Winnipeg, MB R3C 0B9