Emergency Payday Same Day Online Loans California
Home / Emergency Payday Loans
Overview
We understand that life can throw unexpected expenses your way. Whether it’s car repairs or emergency trips, Podestic Lending is here to assist with emergency payday loans.
Our payday loans are tailored for unplanned expenses, with instant approval in most cases. You’ll receive the funds directly into your bank account quickly, often on the same day, providing you with the financial assistance you need when you need it most!
When to Consider Requesting an Emergency Payday Loan:
Unplanned medical expenses
Unexpected illnesses and accidents may not be covered by insurance, necessitating prompt funding to ensure timely payments. Emergency payday loans offer a viable solution to meet these expenses without committing to a long-term line of credit.
Veterinarian bills
Our beloved pets are integral parts of our families, but veterinary expenses can escalate rapidly. In the event of an accident or illness, a quick loan can help manage the bill and ensure our furry companions receive necessary care.
Car repairs or part replacements
Mechanical or electrical issues with your vehicle can disrupt your routine and lead to additional stress. Swiftly address these challenges and get back on the road with the assistance of extra funds from a payday loan.
Travel expenses
Whether for leisure or necessity, travel costs can accumulate quickly. A payday loan can cover expenses such as fuel, airfare, train tickets, tolls, and more, ensuring you reach your destination without financial strain.
Home repairs and appliance replacements
Appliance malfunctions, such as those affecting refrigerators, washing machines, water heaters, and HVAC systems, often occur at inconvenient times. Promptly repair or replace these essentials to avoid food spoilage or laundry delays.
Secure the Funds You Require for Unforeseen Expenses
Our emergency payday loans enable you to swiftly borrow between $150 and $300 between paychecks in California. With user-friendly online applications and conveniently situated stores across Southern California, accessing the cash you require has never been simpler.
Apply for Your Rapid-Approval Payday Loan Online or In-Store
Manage unexpected expenses with assistance from Podestic Lending. Apply online today, or visit one of our locations for inquiries or further details about our emergency payday loans.
With numerous convenient locations across Southern California and hours tailored to suit busy schedules, finding the nearest location is easy. Apply in-store or consult our knowledgeable customer service team for any assistance you may need.
Apply for Your Rapid-Approval Payday Loan Online or In-Store
Manage unexpected expenses with assistance from Podestic Lending. Apply online today, or visit one of our locations for inquiries or further details about our emergency payday loans.
With numerous convenient locations across Southern California and hours tailored to suit busy schedules, finding the nearest location is easy. Apply in-store or consult our knowledgeable customer service team for any assistance you may need.
If you are PreQualified, then please e-sign your loan documents to proceed to the loan funding process.
Here's What You Need To Qualify For A Payday Loan Through Podestic Lending:
- A valid, open, and active checking account
- A steady source of income
- A government-issued photo ID
- An active phone number
- A valid email address
Here's What You Need To Qualify For A Payday Loan Through Podestic Lending:
- A valid, open, and active checking account
- A steady source of income
- A government-issued photo ID
- An active phone number
- A valid email address
Loan Amounts & Loan Policies
Podestic Lending is a state-licensed direct lender, adhering to rigorous compliance standards set by both state and federal governments.
We cap our loan amounts at $300, in line with California legislative regulations. Our aim is to provide access to necessary funds while safeguarding against perpetual debt cycles.
Furthermore, we prioritize the confidentiality of your application data. We do not sell or disclose your information to third parties, ensuring your privacy and security.
California Loan Amount & Terms
- Select the loan amount from the below dropdown to view an example of rates and terms
- Loan Amount Options: $150,$200,$250, $300
- In this example, the APR on the $300 Loan is 214.83% based on the loan term of 1 monthly payment. This is only an example; the APR will vary depending on individual loan length.
- Advance Amount: (Amount Financed): $300
- Finance Charge: (Cost of Loan): $45.00
- Origination Fee: NA
- Total Cost of Loan: $45.00
- Check Amount: (Total of Payments): $300.00
- Example APR: 460% for a 14 Day Loan Term
- **Annual Percentage Rate: Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 30 days. The APR will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.
- The minimum loan amount available to California customers is $150
- The maximum loan amount available to California customers is $300
- The maximum loan term is 31 days
Payday Loan Rates & Fee Schedule
- Maximum : 300
- Minimum : 150
- Payment Type : Single Pay
- Term : 1-31 days
- 14 Day APR = 460.16%
Governing Law
The loan agreement will be governed by the applicable laws of your state. Questions or Complaints should be directed to your state’s financial regulatory agency.
License and Disclosures
License, Required Postings, and Privacy Policy: For details regarding our licensing, required postings, and privacy policy, please visit our website or reach out to us directly.
Corporate Office
201 Portage Ave, Winnipeg, MB R3C 0B9