Online Cash Advance Payday Loans
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Overview
Cash advance loans and payday loans are often used interchangeably as they serve the same purpose: to provide short-term financial assistance during emergencies. At Podestic Lending, we’ve tailored our loans to address immediate financial needs, whether it’s for car repairs, home maintenance, unexpected expenses, or any other urgent financial situation.
Our Exceptional Cash Advance Loan Services
We recognize that financial emergencies can arise at any moment, which is why we provide 24-hour payday loan applications with swift approval. Our application process takes just about 5 minutes to complete, and we make every effort to promptly respond to all applications.
We understand that when you seek a payday loan, you often need access to funds as soon as possible.
Why Choose Podestic Lending for Your Payday Advance Loan?
Podestic Lending is a state-certified direct lender. When you’re approved for a loan through Podestic Lending, you’re borrowing directly from us! This ensures there are no middlemen involved, and your information remains secure without being sold or transferred to other lenders.
Our commitment to exceptional customer service sets us apart. Our professional representatives are readily available to assist you, whether it’s in person or over the phone.
Obtain an Online Cash Advance Loan Now!
If you’re facing financial emergencies and require a cash advance loan, Podestic Lending is here to support you every step of the way. Submit your online application now, and let us promptly provide you with the instant funding you urgently need.
If you are PreQualified, then please e-sign your loan documents to proceed to the loan funding process.
Here's What You Need To Qualify For A Payday Loan Through Podestic Lending:
- A valid, open, and active checking account
- A steady source of income
- A government-issued photo ID
- An active phone number
- A valid email address
Here's What You Need To Qualify For A Payday Loan Through Podestic Lending:
- A valid, open, and active checking account
- A steady source of income
- A government-issued photo ID
- An active phone number
- A valid email address
Loan Amounts & Loan Policies
Podestic Lending is a state-licensed direct lender, adhering to rigorous compliance standards set by both state and federal governments.
We cap our loan amounts at $300, in line with California legislative regulations. Our aim is to provide access to necessary funds while safeguarding against perpetual debt cycles.
Furthermore, we prioritize the confidentiality of your application data. We do not sell or disclose your information to third parties, ensuring your privacy and security.
California Loan Amount & Terms
- Select the loan amount from the below dropdown to view an example of rates and terms
- Loan Amount Options: $150,$200,$250, $300
- In this example, the APR on the $300 Loan is 214.83% based on the loan term of 1 monthly payment. This is only an example; the APR will vary depending on individual loan length.
- Advance Amount: (Amount Financed): $300
- Finance Charge: (Cost of Loan): $45.00
- Origination Fee: NA
- Total Cost of Loan: $45.00
- Check Amount: (Total of Payments): $300.00
- Example APR: 460% for a 14 Day Loan Term
- **Annual Percentage Rate: Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 30 days. The APR will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.
- The minimum loan amount available to California customers is $150
- The maximum loan amount available to California customers is $300
- The maximum loan term is 31 days
Payday Loan Rates & Fee Schedule
- Maximum : 300
- Minimum : 150
- Payment Type : Single Pay
- Term : 1-31 days
- 14 Day APR = 460.16%
Governing Law
The loan agreement will be governed by the applicable laws of your state. Questions or Complaints should be directed to your state’s financial regulatory agency.
License and Disclosures
License, Required Postings, and Privacy Policy: For details regarding our licensing, required postings, and privacy policy, please visit our website or reach out to us directly.
Corporate Office
201 Portage Ave, Winnipeg, MB R3C 0B9