Quick Payday Loans Online in California
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Overview
If you’re in need of swift cash in your pocket, fast payday loans could provide the solution! With their rapid approval and distribution, payday loans are often the quickest way to access funds on the same day of application.
Our online application and in-store services ensure near-instant approval and same-day funding for approved loans!
Whether you’re preparing for your next vacation or handling unexpected expenses like medical bills or car repairs, Podestic Lending’s fast payday loans could be the solution you need!
When Do You Require a Swift Payday Loan?
We understand that life can be unpredictable. Expenses often arise at inconvenient times or when least expected. Fast approval payday loans provide the flexibility to address unplanned payments without disruption. Some common scenarios where payday loans prove beneficial include:
Utility bills
- Avoid late fees, penalties, or utility disconnection by bridging the gap between your billing date and your next paycheck with a payday loan.
Appliance Repairs & Replacements
- When appliances malfunction, immediate replacements or repairs may be necessary to avoid spoilage or inconvenience. A payday loan can cover expenses like food replacement, laundromat visits, or water heater repairs.
Medical or Veterinarian Bills
- Whether it’s unexpected medical emergencies or veterinary expenses for pets, payday loans offer quick access to funds to manage various medical needs.
At Podestic Lending, we don’t judge why you need the money because we’ve seen it all! Our team is dedicated to assisting you, and we have a proven track record of providing fast payday loans with same-day approval. Most of our clients access their funds on the same day they apply for our fast instant payday loans!
Direct Lender Payday Loans
Fast payday loans from direct lenders mean you’re dealing directly with the lender. When you apply for your loan, Podestic Lending is the sole company involved in the process. We handle application review, approval, and fund distribution. That’s why we can often provide the money you need on the same day you apply for our loans.
Our team is dedicated to guiding you through the fast payday loans process. Visit one of our convenient Southern California locations or apply online in just 5 minutes!
Direct Lender Payday Loans
Fast payday loans from direct lenders mean you’re dealing directly with the lender. When you apply for your loan, Podestic Lending is the sole company involved in the process. We handle application review, approval, and fund distribution. That’s why we can often provide the money you need on the same day you apply for our loans.
Our team is dedicated to guiding you through the fast payday loans process. Visit one of our convenient Southern California locations or apply online in just 5 minutes!
If you are PreQualified, then please e-sign your loan documents to proceed to the loan funding process.
Here's What You Need To Qualify For A Payday Loan Through Podestic Lending:
- A valid, open, and active checking account
- A steady source of income
- A government-issued photo ID
- An active phone number
- A valid email address
Here's What You Need To Qualify For A Payday Loan Through Podestic Lending:
- A valid, open, and active checking account
- A steady source of income
- A government-issued photo ID
- An active phone number
- A valid email address
Loan Amounts & Loan Policies
Podestic Lending is a state-licensed direct lender, adhering to rigorous compliance standards set by both state and federal governments.
We cap our loan amounts at $300, in line with California legislative regulations. Our aim is to provide access to necessary funds while safeguarding against perpetual debt cycles.
Furthermore, we prioritize the confidentiality of your application data. We do not sell or disclose your information to third parties, ensuring your privacy and security.
California Loan Amount & Terms
- Select the loan amount from the below dropdown to view an example of rates and terms
- Loan Amount Options: $150,$200,$250, $300
- In this example, the APR on the $300 Loan is 214.83% based on the loan term of 1 monthly payment. This is only an example; the APR will vary depending on individual loan length.
- Advance Amount: (Amount Financed): $300
- Finance Charge: (Cost of Loan): $45.00
- Origination Fee: NA
- Total Cost of Loan: $45.00
- Check Amount: (Total of Payments): $300.00
- Example APR: 460% for a 14 Day Loan Term
- **Annual Percentage Rate: Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 30 days. The APR will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.
- The minimum loan amount available to California customers is $150
- The maximum loan amount available to California customers is $300
- The maximum loan term is 31 days
Payday Loan Rates & Fee Schedule
- Maximum : 300
- Minimum : 150
- Payment Type : Single Pay
- Term : 1-31 days
- 14 Day APR = 460.16%
Governing Law
The loan agreement will be governed by the applicable laws of your state. Questions or Complaints should be directed to your state’s financial regulatory agency.
License and Disclosures
License, Required Postings, and Privacy Policy: For details regarding our licensing, required postings, and privacy policy, please visit our website or reach out to us directly.
Corporate Office
201 Portage Ave, Winnipeg, MB R3C 0B9