Convenient and Top-Rated Online Payday Loans with Same-Day Approval in California
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Overview
Whether you’re facing emergency bills, unexpected expenses, or planning a trip or new purchase, you can rely on Podestic Lending for online payday loans! Our short-term loans offer quick assistance during unplanned financial situations.
We understand life’s unpredictability, which is why we offer a fast and straightforward loan process with instant approval and rapid funding. With Podestic Lending, you can address your immediate financial needs and get back to enjoying life!
Podestic Lending's Application Process
Applying for a payday loan online is quick and straightforward with Podestic Lending. Our application process typically takes less than 10 minutes to complete. What’s more, we offer instant approval and aim to fulfill approved loans within 15 minutes, ensuring you get the funds you need promptly.
Here’s an overview of our online application process:
- Apply for a payday loan online.
- Your application is promptly reviewed, often within minutes.
- Upon approval, you can choose to receive your funds in person at one of our Podestic Lending locations. Alternatively, opt for direct deposit into your checking account, usually on the same day. If your bank doesn’t support instant funding, funds will be deposited the next business day.
- With payday loans, borrowers repay the full balance on the loan’s due date, typically their next payday.
We prioritize customer convenience and can qualify borrowers much faster than traditional banks and credit unions. Our lending decisions aren’t solely based on credit scores because we believe in the importance of people over credit scores.
Instant, Rapid, Or Same-Day Approval
Transform any day into payday with a swift and discreet cash advance from Podestic Lending. Get cash in your hand in as little as 15 minutes. Prefer to apply from home? We provide online funding with money transferred directly to your account.
If you are PreQualified, then please e-sign your loan documents to proceed to the loan funding process.
Here's What You Need To Qualify For A Payday Loan Through Podestic Lending:
- A valid, open, and active checking account
- A steady source of income
- A government-issued photo ID
- An active phone number
- A valid email address
Here's What You Need To Qualify For A Payday Loan Through Podestic Lending:
- A valid, open, and active checking account
- A steady source of income
- A government-issued photo ID
- An active phone number
- A valid email address
Loan Amounts & Loan Policies
Podestic Lending is a state-licensed direct lender, adhering to rigorous compliance standards set by both state and federal governments.
We cap our loan amounts at $300, in line with California legislative regulations. Our aim is to provide access to necessary funds while safeguarding against perpetual debt cycles.
Furthermore, we prioritize the confidentiality of your application data. We do not sell or disclose your information to third parties, ensuring your privacy and security.
California Loan Amount & Terms
- Select the loan amount from the below dropdown to view an example of rates and terms
- Loan Amount Options: $150,$200,$250, $300
- In this example, the APR on the $300 Loan is 214.83% based on the loan term of 1 monthly payment. This is only an example; the APR will vary depending on individual loan length.
- Advance Amount: (Amount Financed): $300
- Finance Charge: (Cost of Loan): $45.00
- Origination Fee: NA
- Total Cost of Loan: $45.00
- Check Amount: (Total of Payments): $300.00
- Example APR: 460% for a 14 Day Loan Term
- **Annual Percentage Rate: Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 30 days. The APR will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.
- The minimum loan amount available to California customers is $150
- The maximum loan amount available to California customers is $300
- The maximum loan term is 31 days.
Payday Loan Rates & Fee Schedule
- Maximum : 300
- Minimum : 150
- Payment Type : Single Pay
- Term : 1-31 days
- 14 Day APR = 460.16%
Governing Law
The loan agreement will be governed by the applicable laws of your state. Questions or Complaints should be directed to your state’s financial regulatory agency.
License and Disclosures
License, Required Postings, and Privacy Policy: For details regarding our licensing, required postings, and privacy policy, please visit our website or reach out to us directly.
Corporate Office
201 Portage Ave, Winnipeg, MB R3C 0B9